Certified Proof of Funds terms of Use

Certified Proof of Funds verifies funds through trusted software programs. Certified Proof of Funds discloses information to consumers regarding privacy practices to ensure compliance with requirements. Our compliance with the program is based upon the software currently in existence.

Scope

This Privacy Statement describes the collection, use, disclosure and protection of your personal information by Certified Proof of Funds’ (collectively referred to as “we”, “our”, or “us”) through our websites and devices or applications (“Site”). This statement also describes how we use personal information in connection with our services. This applies to any Site where this Privacy Statement is referenced or linked to.

“Personal information” is information that identifies you and is associated with a specific person. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.

By using our Site, Service, or providing us your personal information, you are accepting the contents of this Privacy Statement and agree to be bound and abide by our Terms of Service. If you do not agree with any term in this Privacy Statement, please do not provide us your personal information or use the Site.

Information we process may be transferred to, stored, and processed in, the United States or any other country in which Certified Proof of Funds or its affiliates, subsidiaries, or service providers maintain operations. By using and providing information to us through the Site or Service, you agree and consent to the transfer, storage, and processing of your information to/in any such country.

Our Site and Services are not intended for minors who are not of a legal age to form a binding contract with Certified Proof of Funds, We do not knowingly collect personal information from minors.

Information we collect

Our collection of personal information about you through the Site includes, but is not limited, to the categories below.

• Registration: You will be asked for basic information, such as an email address and password.
• Identification: You may also be asked to provide your first and last name, username, address, and phone number.
• Payment: For certain Services, you may be required to provide your checking account and routing number, or if you wish to make payments through our Bill Payment Service, your credit card number, expiration date, and security code.
• Third party credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third party sites and Internet services ("Third Party Sites").
• Information from Third Party Sites: In order to display information to you through a Service, we may collect, on your behalf, your account and other personal information from Third Party Sites that you register under your account via the Service.
• Contests and surveys: From time to time, you may be offered an opportunity to participate in a contest, survey, or other promotion. We may collect, or you may submit information in connection with, one of these promotions.
• Technical and navigational information: We collect information about your interaction with our Site such as computer browser type, pages visited, average time spent on our Site, IP address, unique device identifier, operating system version and app version.
• Location information: If you choose to use a location enabled Service, we may collect location information from your device and will notify you of this collection. You may control or disable the sharing of location information via your device setting and/or the Site.
• Other information: We may request or receive other personal information such as feedback, questions, comments, suggestions, or ideas to provide you with other benefits or to improve upon the Service. In such instances, you will be given the opportunity to provide or decline that information.

Personal information

We will not, without your permission, sell, publish, or share your personal information to third parties for their marketing purposes.

Certified Proof of Funds may share your personal information with its affiliates and subsidiaries, to provide joint content, products, services, and for everyday business purposes. Our affiliates and subsidiaries will refrain from sending you marketing communications unless you have requested their services.

In the event that you access the Service as brought to you by one of our co-brand partners or through a co-branded URL, your email address used for registration on the Service may be provided to that co-brand partner.

We may share your personal information with third party service providers to enable them to assist in fulfilling your requests or the transactions you conduct via the Sites, including the operation of certain Site functions and Services. Third parties acting on our behalf that are given access to your personal information are contractually obligated to abide by our privacy practices and are not allowed to use the information for any other purposes.

We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other third parties:

• to respond to subpoenas, court orders, or legal process;
• in order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services;
• to respond to claims that any posting or other content violates the rights of third parties;
• in an emergency, to protect the health and safety of our Sites' users or the general public; or
• as otherwise required by any applicable law.

We may share your personal information with other third parties with your consent or instructions to do so.

We may share or make available anonymous or aggregate information that cannot be used to identify you individually with:

• third parties for their research, marketing and promotional purposes. These third parties may publicly report the findings of their research or analysis.
• organizations that conduct research into consumer spending
• users of the Service for purposes of comparison of their personal financial situation relative to the broader community.

If our company or our assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Sites and such third parties will assume the rights and obligations regarding such information as described in this Privacy Statement.

How we protect the information we collect

We take the security of your information seriously. We use technical and administrative security measures such as, but not limited to, firewalls, encryption techniques, and authentication procedures to maintain the security of your online session.